Blue Sheild

RV Insurance Coverages

RV insurance coverages for your motorhome or travel trailer

We’re a leader in RV insurance because our policies are built to protect you and your RV in almost any situation, from driving your motorhome cross-country to pulling your travel trailer to your favorite campsite. Quote today and we’ll customize your coverage selections to fit your unique needs.

What does RV and travel trailer insurance cover?

Regardless of your motorhome or trailer type, RV insurance protects your vehicle if it’s damaged in an accident. You can also get protection for personal belongings inside your RV, as well as liability coverage on the road and when your RV is parked. Additionally, you’ll be able to choose medical payments to cover medical bills for you and your passengers if you’re in an accident, plus roadside assistance and emergency expense coverage.

Standard RV coverages

Comprehensive and collision


Uninsured/underinsured motorist (UM/UIM)

Medical payments

Extra RV coverages

Roadside assistance

Total loss replacement*

Replacement cost/personal effects

Vacation liability

Full timer’s liability

Loss assessment

Emergency expense coverage

Pet injury coverage

Roof Protection Plus®

Pest damage protection

If you’re still confused about travel trailer vs. motorhome insurance coverage, call us and speak with one of our licensed representatives. We’re RV experts, we know you value the RV lifestyle, and we’ll help you make sure your RV is classified and covered correctly.

Recreational vs. full-timer’s RV coverage

There are two major types of RV insurance policies: one for if your RV is your primary residence and the other for recreational use. Learn more about the differences between full- and part-time RV insurance in our Full-Time RV Insurance guide.

RV driving in desert

Get a quote on motorhome or trailer insurance coverage today

Get a quoteOr, call 1-855-347-3939