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    Home warranty plans* protect your budget and keep your household running

    Repairing or replacing a home appliance or system can wreck your wallet, often costing you hundreds, if not thousands of dollars. From a busted water heater to a broken air conditioner, Progressive Home Warranty by Cinch¹ helps you safeguard your hard-earned money from unexpected household expenses. Cinch delivers affordable, timely and quality service, plus industry-leading value with a national network of service providers.

    Remember, homeowners insurance won’t cover items that break down from wear and tear. Your home warranty complements your homeowners insurance policy if your covered appliance or home system has a mechanical failure due to everyday use. Learn more about how home warranties work.

    What your home warranty covers

    Home warranty coverages will vary based on the plan you select, but can protect nearly all your home essentials—including optional coverage for pools and spas:**

    Home Warranty Coverages

    Kitchen & laundry appliances

    Plumbing system

    Heating and cooling systems

    Electrical system

    How does a Progressive Home Warranty by Cinch work?

    Once you choose and purchase a plan, your coverage begins 30 days later. All plans include coverage for unknown pre-existing conditions and rust corrosion with no inspection required. Cinch is available 24/7 to service your claim online or over the phone. They'll connect you with a pre-screened provider in your area to diagnose and remedy the problem. If your covered item can't be fixed, it will be replaced.

    Additionally, Cinch offers unique features and comprehensive protection that makes having a home warranty worth it:

    • 180-day Workmanship Guarantee: Covered repairs through Cinch are guaranteed for six months.
    • Homeowners Deductible Reimbursement: If you filed a claim on your home insurance policy and paid a deductible, Cinch will reimburse you up to $500 per year.††
    • $25 Filter Credit: When you change your A/C or refrigerator filter. Plus, you get a free water sensor to help detect leaks in your home.
    • Discounts on appliance purchases: Save on brand name appliances through Cinch's proprietary Appliance Buyline.®

    Compare home warranty plans and costs

    Cinch lets you compare different plans customized to your needs or budget. Your home warranty’s cost will vary based on your state, the plan you select, and the amount of your deductible. See the chart below for the average cost of plans offered by Cinch.

    Plan Type Complete Home Plan

    Built-in Systems Plan

    Appliances Plan

    Monthly Cost $39.99 - $84.99 $32.99 - $69.99 $27.99 - $65.99
    Standard Deductible $150 $150 $150
    Clothes Washer & Dryer Checkmark Not Applicable Checkmark
    Major Kitchen Appliances
    Refrigerator, Range/Hood, Microwave, Dishwasher, Free-Standing Ice Makers, Trash Compactors, and more
    Checkmark Not Applicable Checkmark
    A/C & Heating Systems (2 Units Each)
    Air Conditioning Unit and Ductwork, Heating Unit and Ductwork
    Checkmark Checkmark Not Applicable
    Plumbing System
    Water Heater, Toilets, Sump Pumps, Instant Hot/Cold Water Dispensers, Garbage Disposals, and Whirlpools/Jetted Tubs
    Checkmark Checkmark Not Applicable
    Electrical System
    Garage Door Openers, Fan Systems, Vacuums Systems, Doorbells, and Smoke Detectors
    Checkmark Checkmark Not Applicable
    Homeowners Insurance Deductible Reimbursement††
    Reimburses you up to $500 when you must pay a deductible on a covered homeowners insurance claim
    Checkmark Not Applicable Not Applicable

    Get peace of mind with a home warranty plan today

    Get a quoteOr, call 1-844-270-4621