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    Home loans made simple

    Whether you're shopping for your first home or the house of your dreams, Mr. Cooper® can make it happen. With several types of home mortgages to choose from, an expert team of U.S.-based home advisors, and a jargon-free application process, your new home sweet home is just around the corner.

    Compare interest rate options

    Fixed rate: A fixed-rate mortgage has an interest rate that doesn't change, locking you into the same rate for the life of the loan. Your rate and monthly payment may be higher than the initial period of an ARM, but if rates increase, yours won't go up. If you plan on staying in your home for the long haul a fixed-rate mortgage may help you avoid sudden increases.

    Adjustable rate: Adjustable-rate mortgages (ARM) have an initial fixed rate for a certain number of years, which then converts to a variable rate that may go up or down based on interest rate changes over time. If you plan on staying in your home for only a few years, an ARM may be a good option.

    Check with your financial advisor or a mortgage professional to determine whether a fixed-rate or adjustable-rate mortgage is best for you.

    A home loan for every financial situation

    From conventional loans to mortgage options for veterans, you can find a home loan that fits your specific financing needs right here.

    Types of home loans

    Conventional loan

    FHA loan

    VA loan

    Jumbo loan

    Frequently asked questions about home loans

    How much home can I afford?

    How does the mortgage process work, and how long does it take?

    How is mortgage interest calculated?

    Get a home loan for your new home sweet home today

    Get startedOr, call 1-888-233-0039