Dirt Bike

Dirt Bike and Motocross Insurance

Get dirt bike insurance for as low as $75/year for a liability policy*

Dirt bikes and motocross are a broad category but are typically classified as off-road bikes that are not street-legal in most states. Whether you use your bike for riding on or off the trails, we can help you get the best dirt bike insurance available. Get a dirt bike insurance quote online, today.

We insure common types of dirt bikes, such as: motocross bikes, pit bikes, off-road bikes, Honda CRF Series, Yamaha YZ, WR and TT Series, Kawasaki KX and KLX Series, Suzuki RM and DR Series and KTM SX and XC Series. If you’re not seeing your bike, don’t worry. At Progressive, we'll insure just about any type of off-road bike or motorcycle.

Do you need insurance on a dirt bike?

Many states require motorcycle liability insurance on a dirt bike or motocross. At Progressive, when you quote online, we'll make sure you have the coverage you need to meet your state's motorcycle insurance requirements.

How much does dirt bike insurance cost?

You can get dirt bike and motocross insurance from us for as low as $75/year for a liability policy.* Get a quote and instantly qualify for motorcycle insurance discounts to help you save.

What does dirt bike insurance cover?

With all the different uses for these types of bikes, you'll want to make sure you ride protected. Check out some of our motorcycle insurance coverages that apply to motocross and dirt bikes.

Bodily injury & property damage liability

Automatically included and pays for any damage you could cause to other bikes, property (signs, fences, etc.) and injuries you cause to other riders. Plus, this can also help you pay for legal expenses if you're sued.

Comprehensive & collision

Comprehensive coverage on your motorcycle pays for damages from events out of your control, like hitting an animal or vandalism, and even covers dirt bike theft. Motorcycle collision coverage can pay to repair or replace your bike if damaged in an accident, regardless of fault.

Total loss coverage

Available for newer motorcycles. If your bike is totaled in a covered accident, we'll pay the full manufacturer's suggested retail price for a new bike, minus any deductible. Learn more about what happens if you total your motorcycle.

Tips for quoting dirt bike insurance

  • Many states require liability insurance on your dirt bike policy if you plan to ride it
  • You'll need to know your vehicle identification number (VIN) to start a policy, but you can still get an accurate quote if you know your bike's make, model, and year
  • Completing a motorcycle safety course may help lower your rate even after purchasing a policy
  • Add all possible riders of your dirt bike to ensure the most accurate quote
Two motorcycles riding away from the camera in a desert.

Join the #1 motorcycle insurer and get a dirt bike insurance policy today

Get a quoteOr, call 1-855-347-3939