Buying a home
Explore resources for your journey to homeownership
Homeownership is a key part of the American Dream
The wealth gap. It's never been higher between homeowners and renters. We recognize the challenges many first-generation homeowners face in reaching this important milestone. According to PR Newswire®, 60% of Gen Z worry they might never own a home, and we're here to change that narrative and help make homeownership accessible to more people.
At Progressive, we believe progress is for all. That's why our Open the House initiative is dedicated to supporting aspiring homeowners in achieving their dream.
To face affordability challenges, we're providing financial resources to help manage upfront costs, like down payments, and educational tools to navigate the homebuying process with confidence.
In 2024, we contributed over $7M
With over $2 million of this going toward helping people buy a home including homeowner counseling, housing access programs, and down payment assistance.
Get a head start with down payment assistance
The UpPayment program provides 100 grants of $13.5k each
Progressive created the UpPayment, a down payment assistance program designed to help first-generation homeowners overcome financial barriers to get into homes faster.
The program will select up to 100 first-generation homebuyers to receive a down payment grant to help alleviate some of the financial burden of buying their first home.
No purchase necessary. Void where prohibited. Ends October 15, 2025. Open to eligible adult legal residents of the 50 U.S. and D.C. See official rules: Pgrs.in/UpPayment.
Understanding the role of home insurance for new homeowners
As a new homeowner, navigating the world of home insurance can feel overwhelming. From purchasing your first policy to determining the right amount of coverage, we're here to guide you every step of the way.
Tips for first-time home buyers
Access step-by-step guidance on securing your first home insurance policy.
Understand your insurance costs
Get insights into the factors that influence your insurance premiums.
Determine your ideal coverage
Learn how to assess the right level of coverage for your home.
More tools and resources for buying a home
Empower your path to homeownership with expert insights and practical tools designed to guide you in your journey.
