Money bag

Boat Insurance Discounts

There’s more than one way to get affordable boat insurance

Boat insurance isn’t the same everywhere. While we offer many of the same standard coverages other insurers do, we do more than meet checklist requirements. We offer more unique boat insurance coverage options—many of which don’t cost extra.

Ways to get a discount on boat insurance*:


Responsible driver

Original owner

Transfer from another company



Advanced quote

Pay in full

Prompt payment

Safety course

More ways to get the best boat insurance rates

We know you have choices when it comes to boat insurance. That’s why, in addition to boat insurance discounts, we reward you for choosing and staying with Progressive.

Small accident forgiveness

Large accident forgiveness

Disappearing deductibles

While our boat insurance discounts and loyalty rewards add up to the best boat insurance rates, your location will also factor into your cost. Learn more about the cost of boat insurance and average rates in your state.

Quote boat insurance and be covered for as low as $100/year*

Get a quoteOr, call 1-855-347-3939